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Can You Afford It?
For a quick glance at how much home you can afford, use the chart below to figure out how much you could borrow based on your preferred monthly payment. Please note that the figures are based on principal and interest only.
Find the nearest interest rate and read across to find how much you could borrow: |
Pick your monthly payment: |
6% |
6.25% |
6.50% |
6.75% |
7% |
7.25% |
7.50% |
7.75% |
8% |
8.25% |
8.50% |
8.75% |
9% |
9.25% |
9.50% |
9.75% |
10% |
$300 |
50,000 |
48,701 |
47,468 |
46,296 |
45,113 |
43,988 |
42,918 |
41,899 |
40,872 |
39,947 |
39,012 |
37,688 |
37,267 |
36,452 |
35,672 |
34,924 |
34,208 |
$350 |
58,333 |
56,818 |
55,380 |
54,012 |
52,632 |
51,320 |
50,072 |
48,883 |
47,684 |
46,605 |
45,514 |
43,970 |
43,478 |
42,527 |
41,617 |
40,745 |
39,909 |
$400 |
66,667 |
64,935 |
63,291 |
61,728 |
60,150 |
58,651 |
57,225 |
55,866 |
54,496 |
53,262 |
52,016 |
50,251 |
49,689 |
48,603 |
47,562 |
46,566 |
45,610 |
$450 |
75,000 |
73,052 |
71,203 |
69,444 |
67,669 |
65,982 |
64,378 |
62,849 |
61,308 |
59,920 |
58,518 |
56,533 |
55,901 |
54,678 |
53,508 |
52,386 |
51,311 |
$500 |
83,333 |
81,169 |
79,114 |
77,160 |
75,188 |
73,314 |
71,531 |
69,832 |
68,120 |
66,578 |
65,020 |
62,814 |
62,112 |
60,753 |
59,453 |
58,207 |
57,013 |
$550 |
91,667 |
89,286 |
87,025 |
84,877 |
82,707 |
80,645 |
78,684 |
76,816 |
74,932 |
73,236 |
71,521 |
69,095 |
68,323 |
66,829 |
65,398 |
64,028 |
62,714 |
$600 |
100,000 |
97,403 |
94,937 |
92,593 |
90,226 |
87,977 |
85,837 |
83,799 |
81,744 |
79,893 |
78,023 |
75,877 |
74,534 |
72,904 |
71,344 |
69,849 |
68,415 |
$650 |
108,333 |
105,519 |
102,848 |
100,309 |
97,744 |
95,308 |
92,990 |
90,782 |
88,556 |
86,551 |
84,525 |
81,658 |
80,745 |
78,979 |
77,289 |
75,669 |
74,116 |
$700 |
116,667 |
113,636 |
110,759 |
108,025 |
105,263 |
102,639 |
100,143 |
97,765 |
95,368 |
93,209 |
91,027 |
87,940 |
86,957 |
85,055 |
83,234 |
81,490 |
79,818 |
$750 |
125,000 |
121,753 |
118,671 |
115,741 |
112,782 |
109,971 |
107,296 |
104,749 |
102,180 |
99,867 |
97,529 |
94,221 |
93,168 |
91,130 |
89,180 |
87,311 |
85,519 |
$800 |
133,333 |
129,870 |
126,582 |
123,457 |
120,301 |
117,302 |
114,449 |
111,732 |
108,992 |
106,525 |
104,031 |
100,503 |
99,379 |
97,205 |
95,125 |
93,132 |
91,220 |
$850 |
141,667 |
137,987 |
134,494 |
131,173 |
127,820 |
124,633 |
121,602 |
118,715 |
115,800 |
113,182 |
110,533 |
106,784 |
105,590 |
103,281 |
101,070 |
98,952 |
96,921 |
$900 |
150,00 |
146,104 |
142,405 |
138,889 |
135,338 |
131,965 |
128,755 |
125,698 |
122,615 |
119,840 |
117,035 |
113,065 |
111,801 |
109,356 |
107,015 |
104,773 |
102,623 |
$950 |
158,333 |
154,221 |
150,316 |
146,605 |
142,857 |
139,296 |
135,908 |
132,682 |
129,428 |
126,498 |
123,537 |
119,347 |
118,012 |
115,431 |
112,961 |
110,594 |
108,324 |
$1000 |
166,667 |
162,338 |
158,228 |
154,321 |
150,376 |
146,628 |
143,062 |
139,665 |
136,240 |
133,156 |
130,039 |
125,628 |
124,224 |
121,507 |
118,906 |
116,414 |
114,025 |
$1050 |
175,000 |
170,455 |
166,139 |
162,037 |
157,895 |
153,959 |
150,215 |
146,648 |
143,052 |
139,814 |
136,541 |
131,910 |
130,435 |
127,582 |
124,851 |
122,235 |
119,726 |
$1100 |
183,333 |
178,571 |
174,051 |
169,753 |
165,414 |
161,290 |
157,368 |
153,631 |
149,864 |
146,471 |
143,043 |
138,191 |
136,646 |
133,657 |
130,797 |
128,056 |
125,428 |
$1150 |
191,667 |
186,688 |
181,962 |
177,469 |
172,932 |
168,622 |
164,521 |
160,615 |
156,676 |
153,129 |
149,545 |
144,472 |
142,857 |
139,733 |
136,742 |
133,877 |
131,129 |
$1200 |
200,000 |
194,805 |
189,873 |
185,185 |
180,451 |
175,953 |
171,674 |
167,598 |
163,488 |
159,787 |
156,047 |
150,754 |
149,068 |
145,808 |
142,687 |
139,697 |
136,830 |
$1250 |
208,333 |
202,922 |
197,785 |
192,901 |
187,970 |
183,284 |
178,827 |
174,581 |
170,300 |
166,445 |
162,549 |
157,035 |
155,280 |
151,883 |
148,633 |
145,518 |
142,531 |
$1300 |
216,667 |
211,039 |
205,696 |
200,617 |
195,489 |
190,616 |
185,980 |
181,564 |
177,112 |
173,103 |
169,051 |
163,317 |
161,491 |
157,959 |
154,578 |
151,339 |
148,233 |
$1350 |
225,00 |
219,156 |
213,608 |
208,333 |
203,008 |
197,947 |
193,133 |
188,547 |
183,924 |
179,760 |
175,553 |
169,598 |
167,702 |
164,034 |
160,523 |
157,159 |
153,934 |
$1400 |
233,333 |
227,273 |
221,519 |
216,049 |
210,526 |
205,279 |
200,286 |
195,531 |
190,736 |
186,418 |
182,055 |
175,879 |
173,913 |
170,109 |
166,468 |
162,980 |
159,635 |
$1450 |
241,667 |
235,390 |
229,430 |
223,765 |
218,045 |
212,610 |
207,439 |
202,514 |
197,548 |
193,076 |
188,557 |
182,161 |
180,124 |
176,185 |
172,414 |
168,801 |
165,336 |
$1500 |
250,000 |
243,506 |
237,342 |
231,481 |
225,564 |
219,941 |
214,592 |
209,497 |
204,560 |
199,734 |
195,059 |
188,442 |
186,335 |
182,260 |
178,359 |
174,622 |
171,038 |
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