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Can You Afford It?

For a quick glance at how much home you can afford, use the chart below to figure out how much you could borrow based on your preferred monthly payment. Please note that the figures are based on principal and interest only.

Find the nearest interest rate and read across to find how much you could borrow:
Pick your monthly payment: 6% 6.25% 6.50% 6.75% 7% 7.25% 7.50% 7.75% 8% 8.25% 8.50% 8.75% 9% 9.25% 9.50% 9.75% 10%
$300 50,000 48,701 47,468 46,296 45,113 43,988 42,918 41,899 40,872 39,947 39,012 37,688 37,267 36,452 35,672 34,924 34,208
$350 58,333 56,818 55,380 54,012 52,632 51,320 50,072 48,883 47,684 46,605 45,514 43,970 43,478 42,527 41,617 40,745 39,909
$400 66,667 64,935 63,291 61,728 60,150 58,651 57,225 55,866 54,496 53,262 52,016 50,251 49,689 48,603 47,562 46,566 45,610
$450 75,000 73,052 71,203 69,444 67,669 65,982 64,378 62,849 61,308 59,920 58,518 56,533 55,901 54,678 53,508 52,386 51,311
$500 83,333 81,169 79,114 77,160 75,188 73,314 71,531 69,832 68,120 66,578 65,020 62,814 62,112 60,753 59,453 58,207 57,013
$550 91,667 89,286 87,025 84,877 82,707 80,645 78,684 76,816 74,932 73,236 71,521 69,095 68,323 66,829 65,398 64,028 62,714
$600 100,000 97,403 94,937 92,593 90,226 87,977 85,837 83,799 81,744 79,893 78,023 75,877 74,534 72,904 71,344 69,849 68,415
$650 108,333 105,519 102,848 100,309 97,744 95,308 92,990 90,782 88,556 86,551 84,525 81,658 80,745 78,979 77,289 75,669 74,116
$700 116,667 113,636 110,759 108,025 105,263 102,639 100,143 97,765 95,368 93,209 91,027 87,940 86,957 85,055 83,234 81,490 79,818
$750 125,000 121,753 118,671 115,741 112,782 109,971 107,296 104,749 102,180 99,867 97,529 94,221 93,168 91,130 89,180 87,311 85,519
$800 133,333 129,870 126,582 123,457 120,301 117,302 114,449 111,732 108,992 106,525 104,031 100,503 99,379 97,205 95,125 93,132 91,220
$850 141,667 137,987 134,494 131,173 127,820 124,633 121,602 118,715 115,800 113,182 110,533 106,784 105,590 103,281 101,070 98,952 96,921
$900 150,00 146,104 142,405 138,889 135,338 131,965 128,755 125,698 122,615 119,840 117,035 113,065 111,801 109,356 107,015 104,773 102,623
$950 158,333 154,221 150,316 146,605 142,857 139,296 135,908 132,682 129,428 126,498 123,537 119,347 118,012 115,431 112,961 110,594 108,324
$1000 166,667 162,338 158,228 154,321 150,376 146,628 143,062 139,665 136,240 133,156 130,039 125,628 124,224 121,507 118,906 116,414 114,025
$1050 175,000 170,455 166,139 162,037 157,895 153,959 150,215 146,648 143,052 139,814 136,541 131,910 130,435 127,582 124,851 122,235 119,726
$1100 183,333 178,571 174,051 169,753 165,414 161,290 157,368 153,631 149,864 146,471 143,043 138,191 136,646 133,657 130,797 128,056 125,428
$1150 191,667 186,688 181,962 177,469 172,932 168,622 164,521 160,615 156,676 153,129 149,545 144,472 142,857 139,733 136,742 133,877 131,129
$1200 200,000 194,805 189,873 185,185 180,451 175,953 171,674 167,598 163,488 159,787 156,047 150,754 149,068 145,808 142,687 139,697 136,830
$1250 208,333 202,922 197,785 192,901 187,970 183,284 178,827 174,581 170,300 166,445 162,549 157,035 155,280 151,883 148,633 145,518 142,531
$1300 216,667 211,039 205,696 200,617 195,489 190,616 185,980 181,564 177,112 173,103 169,051 163,317 161,491 157,959 154,578 151,339 148,233
$1350 225,00 219,156 213,608 208,333 203,008 197,947 193,133 188,547 183,924 179,760 175,553 169,598 167,702 164,034 160,523 157,159 153,934
$1400 233,333 227,273 221,519 216,049 210,526 205,279 200,286 195,531 190,736 186,418 182,055 175,879 173,913 170,109 166,468 162,980 159,635
$1450 241,667 235,390 229,430 223,765 218,045 212,610 207,439 202,514 197,548 193,076 188,557 182,161 180,124 176,185 172,414 168,801 165,336
$1500 250,000 243,506 237,342 231,481 225,564 219,941 214,592 209,497 204,560 199,734 195,059 188,442 186,335 182,260 178,359 174,622 171,038